OguaFinance
Digital transformation for Susu, loans and microfinance.
A digital platform for Susu collectors, loan providers and microfinance institutions, replacing paper-based collection with agent apps, GPS-verified field collection, a real-time ledger and mobile money settlement, for individuals, groups and cooperative societies alike.
Built on Laravel + Filament, with companion mobile and desktop clients in development.
OguaFinance dashboard: screenshot coming soon
What’s Included
Everything you need, grouped by how you work
Susu & Daily Savings
- Agent collections
- Cycle rollover & commission calculation
- Target savings
- Fixed deposits
- Shares / cooperative capital
Loans
- Individual & group loans
- Flexible loan products
- Approval to disbursement workflow
- Restructuring & write-off
- Arrears tracking
Groups & ROSCA
- Rotating group loans & payouts
Client & KYC
- Ghana Card verification
- Next-of-kin & beneficiaries
Collector & Agent Management
- Live GPS tracking
- Commission accounting
Payments
- Mobile money & Paystack integration
Accounting
- Double-entry ledger
- Trial balance, income statement & balance sheet
Multi-Branch & RBAC
- Branch-scoped roles & permissions
See OguaFinance in action
Tell us about your institution and we'll walk you through how OguaFinance fits your day-to-day operations.